Spend Less, Live Better

by Vivian Baxter

You will find so many people cursing somebody or other for being stingy in money matters. But do they ever realize how happy that person is? Well most of us always want to save more money but always end up spending far more than we ever thought we would. That is the only difference between those so-called stingy people and most of us. They are careful with how and where their money goes. They are smart shoppers and don’t spend their money on unnecessary and petty items. It is all about a mindset. Keep reading to find out how you can also be one of those saving hundreds of extra dollars each year.

The place that all of us frequent the most is the nearby superstore. And more often than not we have a guilt feeling by the time we reach back home after a round of grocery shopping. That is because along with all the grocery items that we needed, we also bought a lot of items on impulse, something that was discounted way beyond its retail price, and more often than not, absolutely useless. The best way to avoid these useless items is by carrying a list of what all you need. Another good idea will be to tag along a friend when going to the superstore. Swap your shopping lists to eliminate the unnecessary items from entering into your shopping carts.

Being thrifty does not mean that you become a couch potato and just laze around in front of a TV set all day long to save money that would be spent on an outdoor vacation. Be smart and do some running around to find out when is the off peak season for the destination of your choice.

Being thrifty doesn’t mean that you have to live home all the time. If you do some looking here and there, you will certainly find that most of the museums, zoos, botanical gardens and other sightseeing places offer no charge or lowered rate days. For those that don’t proffer the free days you can inquire to see if a group concession is available and then contact your other prudent friends for an excursion. For movie nights, inquire with the local library to find out if they have movies free to pick up. There so much for you to do and you can do most of it without ever shelling out a dollar.

We are all so conscious about what we wear and often just spend more than we can afford to look like someone else. Just because you saw a friend of yours wearing a designer label does not mean that you too buy one. It is very much possible that it was bought from a thrift store or a used clothes store where even the designer labels are available for almost peanuts as compared with the original price.

One thing that it is not always advisable to buy new is the automobile. While there is nothing incorrect with owning a good car, if you can’t fork out for it with ready money then it is perhaps not worth it. Run what you own while you save up, and then buy with cash. By only having the moolah in your pocket will give you a great deal of bargaining power. Today, quite a lot of the second hand car retailers include some kind of guarantee with their automobiles, making the buy even more reliable.

Being a little stingy in money matters is often helpful in life. You will always have enough money in the bank and all your bills will be paid on time. By being a little prudent, you can save quite a lot of dollars and therefore fulfill your dreams at a later stage in life without having to worry about anybody snatching them from you. What else do you need, but a happy and free of tension life?

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